Yes, it is possible to structure a group health insurance policy for your retired employees. Such a policy can be custom-designed with varying waiting periods for pre-existing diseases based on the ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, and how it affects term life.

Micro-captives/abusive tax shelters: A micro-captive arrangement is one in which a taxpayer endeavors to reduce aggregate taxable income using a combination of an insurance contract and a captive ...

The landscape of employer-sponsored healthcare is rapidly evolving, with rising costs (registration required) driving the need for innovative funding alternatives. As a group health plan consultant ...

The predominant form of health insurance in the United States is employer-sponsored insurance, providing coverage for more than 180 million people in 2023. However, access to employer-sponsored ...

Dave Lantz is no stranger to emergency department or doctor bills. With three kids in their teens and early 20s, “when someone gets sick or breaks an arm, all of a sudden you have thousand-dollar ...

From time to time, you could be required to submit a proof of insurance letter. If someone has asked you to do this, it must come from your insurance company, or, in the case of a group health ...

Public policy as well as market forces shape the individual and small-group health insurance marketplace and drive the cost of premiums. Cori Uccello, senior health fellow with the American Academy of ...

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans ...