But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Missing required minimum distributions can lead to large tax penalties.

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

However, anyone who turned 73 in 2025 will soon have to take their first required minimum distributions (RMDs), if they haven ...

Saving for retirement in a traditional IRA or 401(k) can make more sense than socking money away in a Roth account. That’s ...

What is the best time of year to take required minimum distributions from a traditional IRA? A recent study has some ...

Based on an analysis of the firm’s own IRAs, Vanguard researchers found that nearly 7% of account holders forgot to take an RMD last year. The average missed RMD amount was $11,600, generating tax ...

A recent report from Vanguard found that 6.7% of investors with a Vanguard-administered IRA did not take a required minimum distribution (RMD) in any amount in 2024.

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers. Retirees exert some ...

The SECURE Act of 2019 and the SECURE Act 2.0 of 2022 all but fundamentally changed retirement account rules in ways that continue to catch both retirees and their beneficiaries by surprise. The ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

If you're saving in a 401(k) or traditional IRA, you'll need to take RMDs in retirement. Your exact RMD will depend on your age and account balance. Not taking your full withdrawal could result in a ...