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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Anthony Battle is a CERTIFIED FINANCIAL PLANNER™ professional. He earned the Chartered ...

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Joseph Nguyen is a contributing author at Investopedia and a research analyst with experience at a securities brokerage firm. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial ...

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